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California readers know there are many drawbacks and negative consequences involved with owing a significant amount of debt. From constant phone calls from creditors to the threat of losing your vehicle, falling behind on your payments can affect multiple [...]

You may never have considered yourself the best with money, but you likely also did not consider yourself irresponsible. After all, you may splurge once in a while, but you do not typically overspend often. However, you may have realized [...]

Every adult living here in California could benefit from an estate plan. No one can tell the future, and few people expect a debilitating or deadly illness or injury to happen. Under these circumstances, it would be a good idea [...]

Are you in a really tough financial position? Do you lack funds coming in or have so much debt and no possible way to pay it back? If you do, you are not alone. Many California residents currently are [...]

After months of struggling to get your finances back in order, you come to realize that they may be beyond your means. You already live paycheck to paycheck and cut out anything you considered a luxury just to keep a [...]

If you have spent a great deal of time considering your estate planning options, you probably feel ready to take the plunge. You may have in mind exactly how you want to express your last wishes, what health care directives [...]