What Is the Difference Between Chapter 11 and Chapter 7?

2021-07-21T21:49:51+00:00June 14th, 2021|

What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy? Filing for bankruptcy is an important decision that can help you avoid your creditors’ collection activities and regain control over your finances. However, it is a serious and complex [...]

Is It Really Worth It to File for Chapter 13 Bankruptcy?

2021-06-07T19:17:05+00:00May 4th, 2021|

The word “bankruptcy” tends to carry negative connotations for many Americans, as the term signifies severe financial hardship. The reality is that bankruptcy filing can provide valuable relief from debt collection and allow some debtors to avoid foreclosure and asset [...]

What Will I Lose if I File Chapter 7?

2021-04-27T14:39:05+00:00April 4th, 2021|

While most people never expect to face overwhelming debt, millions of Americans file for bankruptcy every year to navigate insurmountable financial obligations that completely control their lives. Between harassing phone calls from creditors and severely mounting bills, filing for bankruptcy [...]

Deep, complex relationship: Americans and their credit cards

2020-02-03T13:58:15+00:00February 17th, 2016|

If you view yourself as a truly independent and free-thinking person who makes your own decisions and doesn't follow the crowd, you might reasonably take some umbrage with a recent report that unceremoniously dumps most consumers together and essentially questions [...]

America’s Middle Class: Under A Storm Cloud

2020-02-03T14:03:45+00:00December 14th, 2015|

“[T]he middle class is eroded,” financial services firm Morgan Stanley starkly concludes in a recently released report entitled “Mind the Inequality Gap.” There is certainly no dearth of sobering evidence to back up that assertion. As noted in a CNN [...]

CFPB To Debt Collectors: Pay Up For Deceptive Practices

2020-02-03T13:31:11+00:00September 22nd, 2015|

What’s the connection between debt collection companies and bankruptcy? Actually, the nexus is about as tight and interconnected as it can possibly be for many cash-strapped and beleaguered consumers. For high numbers of individuals and families in California and across [...]

Many Americans Inaccurately Report Debt: Why?

2020-02-03T13:04:19+00:00September 8th, 2015|

Financial-related data periodically compiled and reported via a national survey contain a wealth of interesting — and, some might say, baffling — information, especially as relates to consumer-reported debt that is accumulated by individuals and families. The Federal Reserve’s Survey [...]

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