Capital One has a very clear and well-documented strategy for dealing with millions of credit card holders who fall behind on their debt and can’t make payments, even on small loan amounts. The company’s business mantra whenever that occurs is [...]

Today is a day for celebration. Although your debts have not been magically forgiven, nor has your income increased significantly overnight, today is a day that can serve as a significant turning point in your financial life. As the first [...]