Anyone who finds out that he or she is the designated executor of a loved one's estate may feel overwhelmed at the calling, especially if that person has never done anything like it before. Closing out and administering an estate can be a complicated process, and you may not know exactly what you need to do. That is okay. In California, this is not something you have to figure out on your own; you can seek legal assistance if you desire.
You may have gone back and forth for some time over the best way to handle your outstanding debt. You may have decided on one option only to change your mind later when you thought another route would better suit your circumstances. Unfortunately, this indecisiveness may have only allowed your debt to grow due to accumulated interest and fees.