What Is the Difference Between Chapter 11 and Chapter 7?

2021-07-21T21:49:51+00:00June 14th, 2021|

What Is the Difference Between Chapter 7 and Chapter 13 Bankruptcy? Filing for bankruptcy is an important decision that can help you avoid your creditors’ collection activities and regain control over your finances. However, it is a serious and complex [...]

Is It Really Worth It to File for Chapter 13 Bankruptcy?

2021-06-07T19:17:05+00:00May 4th, 2021|

The word “bankruptcy” tends to carry negative connotations for many Americans, as the term signifies severe financial hardship. The reality is that bankruptcy filing can provide valuable relief from debt collection and allow some debtors to avoid foreclosure and asset [...]

Drowning in debt? You don’t have to lose the farm.

2020-02-03T14:13:08+00:00April 23rd, 2017|

Countless individuals have experienced periods of significant financial struggle throughout the course of their lives. Perhaps unexpected events have caused you to fall behind, and you are unable to maintain a certain quality of life needed for you and your [...]

Under The Microscope: Lender’s Aggressive Debt Collection Strategy

2020-02-03T13:40:42+00:00January 19th, 2016|

Capital One has a very clear and well-documented strategy for dealing with millions of credit card holders who fall behind on their debt and can’t make payments, even on small loan amounts. The company’s business mantra whenever that occurs is [...]

Making Financial Resolutions For 2016

2020-02-03T13:43:11+00:00January 1st, 2016|

Today is a day for celebration. Although your debts have not been magically forgiven, nor has your income increased significantly overnight, today is a day that can serve as a significant turning point in your financial life. As the first [...]

Let’s Take A Look At Chapter 13 Bankruptcy

2020-02-03T14:26:59+00:00June 19th, 2015|

In a recent post, we talked about Chapter 7 bankruptcy, and some of the things you need to know about this very helpful form of bankruptcy. However, there are some people who do not qualify for Chapter 7 based on their income, [...]

Is Your Mortgage Causing Your Finances To Spin Out Of Control?

2020-02-03T13:19:12+00:00March 13th, 2015|

The respected publication TIME magazine recently published a piece profiling a couple who found themselves in a surprising amount of debt over a short period of time. According to the piece, the couple had no debt when they were first [...]

The Evolution Of The Average American’s Debt Load

2020-02-03T14:51:25+00:00February 13th, 2015|

In the aftermath of the Great Recession, the average American’s debt load decreased notably over time. However, recent statistics suggest that everyday Americans have recently allowed their debt loads to climb to the highest levels recorded since the end of [...]

How Long Will It Take To Pay Off Your Holiday Debt?

2021-05-04T21:15:50+00:00December 19th, 2014|

We recently wrote about ways to successfully navigate your debt this holiday season. But what if you have already exceeded a reasonable holiday debt limit? Are you concerned about your ability to pay your holiday-related debt off over a reasonable [...]

Does It Feel Like Your Finances Are Freefalling?

2020-02-03T13:56:40+00:00July 6th, 2014|

Sometimes it can be truly difficult to determine whether or not you are in real financial trouble. Especially if you are young, you have recently assumed new major expenditures or if you are in the middle of a major life [...]

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