Considering The Concept Of Strategic Debt

2024-08-08T14:44:03+00:00April 27th, 2015|

Two diametrically opposed schools of thought exist in regards to debt. One school of thought believes that debt can be beneficial when used strategically. The other insists that debt is dangerous and should be avoided. Certainly, many other financial approaches [...]

Three Common Myths About Bankruptcy

2024-08-08T14:44:04+00:00November 13th, 2014|

When it comes to filing bankruptcy in California or elsewhere in the U.S., myths and misunderstandings abound. Perhaps you grew up thinking of bankruptcy in a certain light. Perhaps a friend of a friend filed for debt relief and you [...]

Department Of Education Acts On Student Loan Issues

2024-08-08T14:44:04+00:00September 15th, 2014|

We have previously written about the unique challenges that people tend to face when they are overwhelmed by student loan debt. Unlike credit card debt, auto loan debt and even medical debt, student loan debt is not generally dischargeable in bankruptcy. [...]

Beware Debt Settlement Companies Targeting Student Debt

2024-08-08T14:44:05+00:00August 4th, 2014|

We have previously written about the fact that overwhelming student debt can be particularly tricky to navigate. This kind of debt cannot generally be discharged in bankruptcy save for the most desperate of situations. In addition, while some student debt can be [...]

Fair Debt Collection Practices: The Basics

2024-08-08T14:44:05+00:00July 24th, 2014|

If you are in debt and have missed one or more payments, you may have begun to receive calls, letters and/or emails from your creditors. If you are several payments behind, you may be receiving communications from debt collectors and [...]

Unethical Debt Collectors May Be Targeting Military Personnel

2025-08-12T14:37:57+00:00May 9th, 2014|

It seems that aggressive, unethical and deceptive tactics are being employed quite regularly by creditors in regard to military personnel who find themselves in debt. According to the Consumer Financial Protection Bureau (CFPB), veterans, active military personnel and military families [...]

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