What Are My Alternatives To Bankruptcy?

2024-08-08T14:44:03+00:00July 2nd, 2015|

You may already know that, once you file for bankruptcy — whether it’s Chapter 7, Chapter 13 or Chapter 11 — an automatic stay is placed on creditor actions while you address your debt problems. That kind of protection is [...]

Major Lenders Address Zombie Debts

2024-08-08T14:44:03+00:00May 8th, 2015|

We frequently write about how filing for bankruptcy can allow Americans to regain their financial footings. Unfortunately, some bankruptcy filers remain burdened by something commonly referred to as zombie debt. If you were to file for bankruptcy, the debts that [...]

Considering The Concept Of Strategic Debt

2024-08-08T14:44:03+00:00April 27th, 2015|

Two diametrically opposed schools of thought exist in regards to debt. One school of thought believes that debt can be beneficial when used strategically. The other insists that debt is dangerous and should be avoided. Certainly, many other financial approaches [...]

Three Common Myths About Bankruptcy

2024-08-08T14:44:04+00:00November 13th, 2014|

When it comes to filing bankruptcy in California or elsewhere in the U.S., myths and misunderstandings abound. Perhaps you grew up thinking of bankruptcy in a certain light. Perhaps a friend of a friend filed for debt relief and you [...]

Department Of Education Acts On Student Loan Issues

2024-08-08T14:44:04+00:00September 15th, 2014|

We have previously written about the unique challenges that people tend to face when they are overwhelmed by student loan debt. Unlike credit card debt, auto loan debt and even medical debt, student loan debt is not generally dischargeable in bankruptcy. [...]

Beware Debt Settlement Companies Targeting Student Debt

2024-08-08T14:44:05+00:00August 4th, 2014|

We have previously written about the fact that overwhelming student debt can be particularly tricky to navigate. This kind of debt cannot generally be discharged in bankruptcy save for the most desperate of situations. In addition, while some student debt can be [...]

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