Why would you spend money on an attorney when you struggle to pay your debts already? It seems like taking a step backwards, but it helps ensure you receive a discharge at the end of the bankruptcy. The process entails [...]

Owning and operating a business is difficult, and, sometimes, it costs a great deal of money simply to maintain operations, purchase inventory and pay employees. If you find that you have accumulated a great deal of debt that is now [...]

How can so many Americans maintain solid control over many aspects of their financial lives and yet be so helpless before the onslaught of medical debt? Lots of terms immediately crop up as candidates for describing the exorbitant cost of [...]

Many people In Orange County and elsewhere who are in dire straits financially end up in that position for reasons starkly unrelated to personal carelessness or base ignorance regarding budgeting matters. As noted in a debt-relief article focusing on the pros [...]

When a person is looking for how to get out of a difficult debt situation, they are often very focused on the here and now. However, when looking at debt relief options, like bankruptcy, it is important to not only [...]

Just how big of a problem is predatory lending that specifically targets American military members and their families? Frankly, the scourge wrought by payday loans and other egregiously lender-friendly loan instruments is huge. President Obama put a spotlight on select [...]

Like other debtors across the country, hard-challenged individuals and families residing in Orange County and elsewhere in Southern California who seek the lawful protections afforded by bankruptcy often invoke those safeguards because they are besieged by multiple creditors. It is [...]

You may already know that, once you file for bankruptcy — whether it’s Chapter 7, Chapter 13 or Chapter 11 — an automatic stay is placed on creditor actions while you address your debt problems. That kind of protection is [...]

We frequently write about how filing for bankruptcy can allow Americans to regain their financial footings. Unfortunately, some bankruptcy filers remain burdened by something commonly referred to as zombie debt. If you were to file for bankruptcy, the debts that [...]

Two diametrically opposed schools of thought exist in regards to debt. One school of thought believes that debt can be beneficial when used strategically. The other insists that debt is dangerous and should be avoided. Certainly, many other financial approaches [...]