Struggling With Emotions Associated With Your Bankruptcy?

2022-11-08T19:06:39+00:00September 2nd, 2014|

We frequently write about the various logistical challenges that individuals may face when their debts have become to unwieldy to manage. However, logistical and legal challenges are not the only hurdles that individuals must clear on their way back to [...]

Beware Debt Settlement Companies Targeting Student Debt

2022-11-08T19:10:22+00:00August 4th, 2014|

We have previously written about the fact that overwhelming student debt can be particularly tricky to navigate. This kind of debt cannot generally be discharged in bankruptcy save for the most desperate of situations. In addition, while some student debt can be [...]

Fair Debt Collection Practices: The Basics

2020-02-03T14:30:22+00:00July 24th, 2014|

If you are in debt and have missed one or more payments, you may have begun to receive calls, letters and/or emails from your creditors. If you are several payments behind, you may be receiving communications from debt collectors and [...]

Unethical Debt Collectors May Be Targeting Military Personnel

2022-01-27T15:11:36+00:00May 9th, 2014|

It seems that aggressive, unethical and deceptive tactics are being employed quite regularly by creditors in regards to military personnel who find themselves in debt. According to the Consumer Financial Protection Bureau (CFPB), veterans, active military personnel and military families [...]

Bankruptcy Filing Fees Increasing In Orange County

2020-02-03T14:03:08+00:00April 25th, 2014|

By Christopher P. Walker The Judicial Conference has approved a fee increase effective June 1, 2014. The fees for filing a chapter 7 case will increase from $306.00 to $335.00. The fees for filing a chapter 13 case will increase from $281.00 to $310.00 This [...]

US Bankruptcy Rate Dropped In 2013, For The Fourth Year In A Row

2020-02-03T14:31:16+00:00January 17th, 2014|

The American Bankruptcy Institute, a nonpartisan group that provides research and education on bankruptcy and insolvency, recently released statistics gathered from all U.S. bankruptcy courts, finding that the overall rate of bankruptcy dropped in 2013 by 13 percent over the [...]

US Trustee Program: Beware Of Online Bankruptcy Preparation Scams

2020-02-03T14:00:53+00:00December 23rd, 2013|

When people with debt problems reach the conclusion it’s time to file for bankruptcy, many find it hard to justify the expense of hiring a bankruptcy lawyer. Even though bankruptcy services are generally quite affordable, taking on any new expense [...]

Union Seeks To Expedite Detroit Bankruptcy Appeals For Justice

2021-03-11T22:03:33+00:00December 9th, 2013|

On Dec. 3, a U.S. Bankruptcy Court judge ruled that the City of Detroit can file for Chapter 9 municipal bankruptcy. That makes Detroit the nation’s largest municipality to file for bankruptcy, greatly eclipsing others on the list, including three [...]

Bankruptcy — How Soon Can I File Again?

2020-02-03T14:02:37+00:00August 22nd, 2013|

In order to get a discharge in bankruptcy, sufficient time must pass between the filing of two separate bankruptcy cases. So if a bankruptcy case is filed too soon, a discharge may not take place. While there is nothing to stop a [...]

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