Some areas of law are relatively straightforward, while others are maddeningly complex. As a result, some legal actions can be safely taken without the aid of an attorney, while others require experienced advice. For example, you would likely not need an attorney to help you before you signed a common cellphone contract with a major carrier. However, you would likely wish to consult with an attorney if you chose to file for divorce.

The law can be tricky sometimes, so it is not surprising that some individuals have a hard time deciding whether or not they need an attorney in certain situations. For example, when your finances are spiraling out of control, it can be tempting to save money by researching bankruptcy law online. However, bankruptcy law is one of those nuanced legal areas where you almost certainly will be best served by speaking with an experienced bankruptcy attorney about your options.

The bankruptcy code is complex and is always evolving. Experienced bankruptcy attorneys are trained to understand when individuals will benefit from bankruptcy and when other financial management options will provide them with better results. They are also trained to understand which form of bankruptcy will best serve individuals based on their unique circumstances.

The paperwork, filing, creditor negotiation and other work involved in filing for bankruptcy properly and successfully can be overwhelming. Trained attorneys understand how to navigate these challenges. And while their services may cost you some money upfront, the benefits associated with these services may be well worth the investment.

Source: Findlaw Law & Daily Life, “5 Things a Bankruptcy Lawyer Can Do (That You Probably Can’t)” Daniel Taylor, July 14, 2014