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Even a meager savings account will help keep debt away

$250 doesn't go very far. It might fix a car part or pay for a couple of trips to the grocery store but it's not going to pay your rent, mortgage or doctor bill. Still, it's a magic number discovered by an Urban Institute study that can spell financial security. A summary of their report says this: a household that has a savings account will be better prepared against hardship, even if the sum is as low as $250.

Deep, complex relationship: Americans and their credit cards

If you view yourself as a truly independent and free-thinking person who makes your own decisions and doesn't follow the crowd, you might reasonably take some umbrage with a recent report that unceremoniously dumps most consumers together and essentially questions their thinking regarding revolving debt.

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