Predatory Lending Practices An Outsized Problem In The Military

2020-02-03T14:05:03+00:00August 10th, 2015|

Just how big of a problem is predatory lending that specifically targets American military members and their families? Frankly, the scourge wrought by payday loans and other egregiously lender-friendly loan instruments is huge. President Obama put a spotlight on select [...]

Does An “Automatic Stay” Provide Complete Protection For A Debtor?

2020-02-03T13:44:41+00:00July 30th, 2015|

Like other debtors across the country, hard-challenged individuals and families residing in Orange County and elsewhere in Southern California who seek the lawful protections afforded by bankruptcy often invoke those safeguards because they are besieged by multiple creditors. It is [...]

What Are My Alternatives To Bankruptcy?

2020-02-03T13:36:59+00:00July 2nd, 2015|

You may already know that, once you file for bankruptcy — whether it’s Chapter 7, Chapter 13 or Chapter 11 — an automatic stay is placed on creditor actions while you address your debt problems. That kind of protection is [...]

Major Lenders Address Zombie Debts

2020-02-03T14:56:04+00:00May 8th, 2015|

We frequently write about how filing for bankruptcy can allow Americans to regain their financial footings. Unfortunately, some bankruptcy filers remain burdened by something commonly referred to as zombie debt. If you were to file for bankruptcy, the debts that [...]

Considering The Concept Of Strategic Debt

2020-02-03T13:55:08+00:00April 27th, 2015|

Two diametrically opposed schools of thought exist in regards to debt. One school of thought believes that debt can be beneficial when used strategically. The other insists that debt is dangerous and should be avoided. Certainly, many other financial approaches [...]

If You Have Investment Properties, Which Chapter Should You File?

2020-02-03T13:37:34+00:00April 21st, 2015|

At the Law Office of Christopher P. Walker, P.C., we work with many clients in the Anaheim area who have investment properties. Investment properties can bring in a substantial amount of supplemental income, so naturally many people who are considering bankruptcy [...]

Three Common Myths About Bankruptcy

2020-02-03T14:12:36+00:00November 13th, 2014|

When it comes to filing bankruptcy in California or elsewhere in the U.S., myths and misunderstandings abound. Perhaps you grew up thinking of bankruptcy in a certain light. Perhaps a friend of a friend filed for debt relief and you [...]

Bankruptcy Can Help You Out Of Serious Medical Debt

2021-05-04T21:26:46+00:00October 23rd, 2014|

Although we have some of the most advanced medicine available to us, the cost for care has exponentially increased over the past few decades. It has risen to a point in which many families have trouble paying the bill. Yet, [...]

Department Of Education Acts On Student Loan Issues

2020-02-03T14:15:16+00:00September 15th, 2014|

We have previously written about the unique challenges that people tend to face when they are overwhelmed by student loan debt. Unlike credit card debt, auto loan debt and even medical debt, student loan debt is not generally dischargeable in bankruptcy. [...]

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