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So far chr_dev has created 149 blog entries.

Deep, complex relationship: Americans and their credit cards

2020-02-03T13:58:15+00:00February 17th, 2016|

If you view yourself as a truly independent and free-thinking person who makes your own decisions and doesn't follow the crowd, you might reasonably take some umbrage with a recent report that unceremoniously dumps most consumers together and essentially questions [...]

Medical bankruptcies: even for people with health insurance?

2021-03-11T22:10:52+00:00February 3rd, 2016|

That above blog headline sounds a bit inexplicable, doesn't it? Just imagine the circular conversation that might surround a discussion on that topic, in which one person who has just filed for bankruptcy protection tries to explain something that a [...]

Under The Microscope: Lender’s Aggressive Debt Collection Strategy

2020-02-03T13:40:42+00:00January 19th, 2016|

Capital One has a very clear and well-documented strategy for dealing with millions of credit card holders who fall behind on their debt and can’t make payments, even on small loan amounts. The company’s business mantra whenever that occurs is [...]

Making Financial Resolutions For 2016

2020-02-03T13:43:11+00:00January 1st, 2016|

Today is a day for celebration. Although your debts have not been magically forgiven, nor has your income increased significantly overnight, today is a day that can serve as a significant turning point in your financial life. As the first [...]

America’s Middle Class: Under A Storm Cloud

2020-02-03T14:03:45+00:00December 14th, 2015|

“[T]he middle class is eroded,” financial services firm Morgan Stanley starkly concludes in a recently released report entitled “Mind the Inequality Gap.” There is certainly no dearth of sobering evidence to back up that assertion. As noted in a CNN [...]

Is The Medical Billing Industry Now Just Flatly Out Of Control?

2020-02-03T13:04:57+00:00December 1st, 2015|

How can so many Americans maintain solid control over many aspects of their financial lives and yet be so helpless before the onslaught of medical debt? Lots of terms immediately crop up as candidates for describing the exorbitant cost of [...]

You’re In Deep Debt: Is Bankruptcy Always A Preferred Solution?

2020-02-03T14:40:44+00:00November 16th, 2015|

Many people In Orange County and elsewhere who are in dire straits financially end up in that position for reasons starkly unrelated to personal carelessness or base ignorance regarding budgeting matters. As noted in a debt-relief article focusing on the pros [...]

Being Careful With Spending Important After Getting A New Job

2021-05-04T21:22:35+00:00November 5th, 2015|

Getting a new job can be a very exciting event for an individual, particularly if the job is one that will bring in a higher income than their previous job. During such exciting times, the possibility of running into debt [...]

What is Chapter 11 bankruptcy, and might it avail me?

2021-03-11T22:10:13+00:00October 20th, 2015|

Chapter 7, Chapter 11, Chapter 13 … . An Orange County resident's head might spin when trying to grapple initially with the various forms of bankruptcy and the debt-relief options they provide. And that's OK. In fact, it is completely [...]

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