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So far chr_dev has created 145 blog entries.

America’s Middle Class: Under A Storm Cloud

2020-02-03T14:03:45+00:00December 14th, 2015|

“[T]he middle class is eroded,” financial services firm Morgan Stanley starkly concludes in a recently released report entitled “Mind the Inequality Gap.” There is certainly no dearth of sobering evidence to back up that assertion. As noted in a CNN [...]

Is The Medical Billing Industry Now Just Flatly Out Of Control?

2020-02-03T13:04:57+00:00December 1st, 2015|

How can so many Americans maintain solid control over many aspects of their financial lives and yet be so helpless before the onslaught of medical debt? Lots of terms immediately crop up as candidates for describing the exorbitant cost of [...]

You’re In Deep Debt: Is Bankruptcy Always A Preferred Solution?

2020-02-03T14:40:44+00:00November 16th, 2015|

Many people In Orange County and elsewhere who are in dire straits financially end up in that position for reasons starkly unrelated to personal carelessness or base ignorance regarding budgeting matters. As noted in a debt-relief article focusing on the pros [...]

Being Careful With Spending Important After Getting A New Job

2021-05-04T21:22:35+00:00November 5th, 2015|

Getting a new job can be a very exciting event for an individual, particularly if the job is one that will bring in a higher income than their previous job. During such exciting times, the possibility of running into debt [...]

What is Chapter 11 bankruptcy, and might it avail me?

2021-03-11T22:10:13+00:00October 20th, 2015|

Chapter 7, Chapter 11, Chapter 13 … . An Orange County resident's head might spin when trying to grapple initially with the various forms of bankruptcy and the debt-relief options they provide. And that's OK. In fact, it is completely [...]

CFPB To Debt Collectors: Pay Up For Deceptive Practices

2020-02-03T13:31:11+00:00September 22nd, 2015|

What’s the connection between debt collection companies and bankruptcy? Actually, the nexus is about as tight and interconnected as it can possibly be for many cash-strapped and beleaguered consumers. For high numbers of individuals and families in California and across [...]

Many Americans Inaccurately Report Debt: Why?

2020-02-03T13:04:19+00:00September 8th, 2015|

Financial-related data periodically compiled and reported via a national survey contain a wealth of interesting — and, some might say, baffling — information, especially as relates to consumer-reported debt that is accumulated by individuals and families. The Federal Reserve’s Survey [...]

Predatory Lending Practices An Outsized Problem In The Military

2020-02-03T14:05:03+00:00August 10th, 2015|

Just how big of a problem is predatory lending that specifically targets American military members and their families? Frankly, the scourge wrought by payday loans and other egregiously lender-friendly loan instruments is huge. President Obama put a spotlight on select [...]

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