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So far chr_dev has created 145 blog entries.

Medical Debt Is The New American ‘Normal’

2021-05-04T21:17:25+00:00May 23rd, 2014|

Statistics can be hard to grasp until they are practically applied. On face, the statistic of “33 percent” means nothing unless it is applied. However, if someone scores 33 percent on a test, that individual has earned the letter grade [...]

Unethical Debt Collectors May Be Targeting Military Personnel

2020-02-03T13:15:40+00:00May 9th, 2014|

It seems that aggressive, unethical and deceptive tactics are being employed quite regularly by creditors in regards to military personnel who find themselves in debt. According to the Consumer Financial Protection Bureau (CFPB), veterans, active military personnel and military families [...]

Rebuilding Credit After Filing For Bankruptcy

2021-03-11T22:08:03+00:00April 28th, 2014|

The decision to file for bankruptcy is often one made out of necessity. Though more Americans are filing for personal bankruptcy due to overwhelming medical bills than for any other reason, numerous financial circumstances can prompt individuals to seek out [...]

Bankruptcy Filing Fees Increasing In Orange County

2020-02-03T14:03:08+00:00April 25th, 2014|

By Christopher P. Walker The Judicial Conference has approved a fee increase effective June 1, 2014. The fees for filing a chapter 7 case will increase from $306.00 to $335.00. The fees for filing a chapter 13 case will increase from $281.00 to $310.00 This [...]

Chapter 13 Bankruptcy – Benefits Over A Chapter 7

2020-02-03T16:51:19+00:00April 25th, 2014|

By Christopher P. Walker A Chapter 13 Bankruptcy provides an individual debtor (including small business owners) with an opportunity to reorganize their financial affairs in a similar manner to large businesses can under Chapter 11. However, a Chapter 13 is much less expenses [...]

When Medical Advancements Result In Massive Medical Bills

2020-02-03T13:14:36+00:00April 13th, 2014|

There is an old adage which says that an ounce of prevention is worth a pound of cure. This is certainly true when it comes to healthcare. For most of us, living a healthy lifestyle and preventing disease and injury [...]

Proposal Explores Issue Of Overwhelming Student Loan Payments

2020-02-03T14:17:20+00:00March 29th, 2014|

Though the economy has improved markedly since 2008, it is still often difficult for recent college graduates to find work. When these young adults do get hired for their very first full-time jobs, their salaries tend to be lower than [...]

Tackling Your Overwhelming Debt

2020-02-03T14:47:38+00:00March 16th, 2014|

The holidays are over, but a significant number of Americans are still struggling with debt that they acquired during last year’s winter holiday season. If you are among them, it is important to understand that there are many things that [...]

Do You Have More Savings Or More Credit Card Debt?

2021-03-11T22:04:04+00:00February 28th, 2014|

If your credit card companies demanded full repayment of your current debt load tomorrow, would you have enough money in your savings to cover the balance? According to a new Bankrate.com survey, the number of Americans who could eliminate their [...]

How A Car Title Loan May Affect Your Finances

2021-03-11T22:07:37+00:00February 15th, 2014|

You have likely seen ads for car title loan companies on television. Or perhaps you have heard them playing at numerous commercial breaks when you listen to the radio. Or perhaps their advertisements invade your attempts to search for anything [...]

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