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So far chr_dev has created 149 blog entries.

Fair Debt Collection Practices: The Basics

2020-02-03T14:30:22+00:00July 24th, 2014|

If you are in debt and have missed one or more payments, you may have begun to receive calls, letters and/or emails from your creditors. If you are several payments behind, you may be receiving communications from debt collectors and [...]

Does It Feel Like Your Finances Are Freefalling?

2022-01-27T15:23:50+00:00July 6th, 2014|

Sometimes it can be truly difficult to determine whether or not you are in real financial trouble. Especially if you are young, you have recently assumed new major expenditures or if you are in the middle of a major life [...]

GM Case Illustrates Limits Of Business Bankruptcy Protections

2020-02-03T13:57:07+00:00June 23rd, 2014|

Earlier this month, dozens of claims tied to the recent General Motors defective ignition switch recall scandal were consolidated and sent before a federal court for matters of pretrial discovery. General Motors hopes that the process will continue to progress [...]

Preparing To Negotiate With Creditors

2022-01-27T15:18:47+00:00June 6th, 2014|

If you are struggling with overwhelming debt, you may be confused about which debt relief options are available to you. If so, speaking with an attorney experienced in matters of debt relief may be a good idea. While it is [...]

Medical Debt Is The New American ‘Normal’

2021-05-04T21:17:25+00:00May 23rd, 2014|

Statistics can be hard to grasp until they are practically applied. On face, the statistic of “33 percent” means nothing unless it is applied. However, if someone scores 33 percent on a test, that individual has earned the letter grade [...]

Unethical Debt Collectors May Be Targeting Military Personnel

2022-01-27T15:11:36+00:00May 9th, 2014|

It seems that aggressive, unethical and deceptive tactics are being employed quite regularly by creditors in regards to military personnel who find themselves in debt. According to the Consumer Financial Protection Bureau (CFPB), veterans, active military personnel and military families [...]

Rebuilding Credit After Filing For Bankruptcy

2022-01-27T15:31:03+00:00April 28th, 2014|

The decision to file for bankruptcy is often one made out of necessity. Though more Americans are filing for personal bankruptcy due to overwhelming medical bills than for any other reason, numerous financial circumstances can prompt individuals to seek out [...]

Bankruptcy Filing Fees Increasing In Orange County

2020-02-03T14:03:08+00:00April 25th, 2014|

By Christopher P. Walker The Judicial Conference has approved a fee increase effective June 1, 2014. The fees for filing a chapter 7 case will increase from $306.00 to $335.00. The fees for filing a chapter 13 case will increase from $281.00 to $310.00 This [...]

Chapter 13 Bankruptcy – Benefits Over A Chapter 7

2022-01-27T15:14:03+00:00April 25th, 2014|

By Christopher P. Walker A Chapter 13 Bankruptcy provides an individual debtor (including small business owners) with an opportunity to reorganize their financial affairs in a similar manner to large businesses can under Chapter 11. However, a Chapter 13 is much less expenses [...]

When Medical Advancements Result In Massive Medical Bills

2020-02-03T13:14:36+00:00April 13th, 2014|

There is an old adage which says that an ounce of prevention is worth a pound of cure. This is certainly true when it comes to healthcare. For most of us, living a healthy lifestyle and preventing disease and injury [...]

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