Although we have some of the most advanced medicine available to us, the cost for care has exponentially increased over the past few decades. It has risen to a point in which many families have trouble paying the bill. Yet, when you are in a car accident, you are not going to say "no thanks" to life-saving surgery. When you are diagnosed with cancer, you can't say "I'll go through chemo after I pay off my mortgage."
Speaking with an attorney about your financial situation may feel like a big step to take. As a result, you may be unsure of whether or not your financial situation has risen to the level that warrants an attorney’s guidance. In general, the earlier you seek assistance, the more options remain available to you. But if you are still concerned that you may be calling an attorney “too soon,” it is important to consider your entire financial situation. If your circumstances exhibit any of the following red flags, it may not be too soon to speak to a lawyer experienced in matters of bankruptcy, debt relief and other financial matters.